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FAQ

Coverage & Policies

Learn about the types of cars, policies, and coverage options available for luxury and sports car owners.

What types of coverage do the insurance policies for sports and luxury vehicles offer?

We arrange insurance policies that go far beyond standard coverage. These include fully comprehensive and partially comprehensive coverage, agreed value, international protection, transport and storage coverage, as well as repairs carried out in certified premium workshops. Each solution is individually tailored to the vehicle and its usage profile.

What does “agreed value” mean and why is it so important?

With agreed value, the actual value of your vehicle is determined and contractually guaranteed in advance. In the event of a claim, you receive exactly this amount — regardless of market value or depreciation. This offers financial protection, especially for rare or value-stable vehicles.

Are there special policies for collectors or multiple vehicles?

Yes. We arrange customized collector policies that bundle several vehicles under one contract. This not only offers administrative advantages but often also better conditions, higher coverage limits, and highly flexible customization options.

Does the insurance also cover damage during transport or storage?

Standard insurance usually does not, but we offer policies that specifically cover these risks. This includes damage during transport (e.g., on trailers or in enclosed carriers), loading and unloading, as well as long-term storage in garages, showrooms, or collector facilities.

Can the coverage be used internationally, for example when driving abroad?

Yes. Many of the providers we work with offer Europe-wide or, upon request, even worldwide coverage. This is ideal for driving tours abroad, international collectors, or vehicles that are moved between different locations.

How does the claims process work?

In the event of damage, you contact your personal advisor directly. We coordinate the claim with the insurance company, handle all documents, and ensure that the case is processed quickly and smoothly — no call centers, no waiting times.

Do you also assist with communication with the insurance company?

Yes. We support you throughout the entire process. From documenting the damage to handling inquiries from the insurer and managing the final settlement, we take over all communication so you don’t have to worry about anything.

Can my vehicle be repaired in a specialized workshop?

Absolutely. We arrange policies that allow repairs exclusively in certified premium workshops — specialized in luxury, performance, and super sports cars. This ensures expert knowledge, original parts, and the highest level of precision.

What happens if I experience damage abroad?

Many of the insurance providers we work with offer Europe-wide or international claims coverage. This means that your case will be handled professionally even abroad, often including return transport, on-site assistance, and local contact persons.

Is support available if the vehicle is no longer drivable?

Yes. Many policies include a premium mobility guarantee. This typically covers towing and recovery services, arranging a replacement vehicle, and, if desired, the safe storage of the damaged vehicle in a secure garage.

Claims & Support

Understand how our claim process works, how quickly we respond, and what makes our service truly seamless.

Pricing & Eligibility

Find out how premiums are calculated, what affects pricing, and who qualifies for our tailored coverage.

How are insurance premiums for luxury and sports cars calculated?

Premiums depend on several factors: vehicle value, model, year of manufacture, usage, driving profile, annual mileage, parking location, driver’s age, and no-claims class. We compare multiple premium providers for you and find the best possible rate based on your individual profile.

Why are the premiums you arrange often significantly cheaper than offers customers find on their own?

Through our network of specialized insurance companies, we have access to exclusive special rates that are usually not publicly available. These tariffs are specifically designed for high-performance and luxury vehicles and often offer significantly better prices as well as more extensive benefits.

Do I have to meet certain requirements to obtain a luxury or sports car insurance policy?

Yes, some insurers have specific requirements. These may include minimum age, a certain no-claims class, a secured parking space (garage), limited annual mileage, or a clean driving record. We check which provider is the best match for your profile.

Can I insure multiple vehicles or an entire collection?

Of course. Many insurers offer special collector or fleet solutions that bundle several vehicles under one contract. This not only saves costs but also ensures clear and consistent policy terms.

Are the example prices listed on the website binding?

No, the listed prices are only non-binding reference values based on real customer cases. Actual premiums may vary depending on the vehicle, driving profile, and individual risk factors. However, we always prepare a precisely calculated, tailor-made offer for you.